Thursday, December 3, 2015
Just get it done
By the end of December I will have been gone over from head to tow with a fine tooth comb. Apparently the universe wants me to start out 2016 with a healthy body- not so sure about the mind though. My current journey began about a month ago with attempting my yearly dermatology checkup. That was a bit tricky because I had to replace my regular doctor due to his retirement. I also had to find one who accepts Medicare. On my last appointment I was self pay because I had no insurance. Now I not only have Medicare B, but a supplement that pays what it doesn't cover. After several unsuccessful phone calls I decided to call my old dermatology office and ask if they by any chance now take Medicare. The answer was yes and I made an appointment with one of my former doctor's replacements. Yay! I got to go where all my records are located plus I really like my new doctor. Next I was discharged by my physical therapist and my surgeon, both assuring me, "you did good". This morning I took care of the blood tests and EKG that are part of the Welcome to Medicare package. I was also given the orders needed to do several scans, also part of the package. Tomorrow morning bright and early I will have the aorta scan, lung scan and bone density test done. There is a first time for everything I hear! To complete the nicely wrapped and free package I have my yearly mammogram scheduled for December 28th with my favorite Cibola General Hospital tech. The only thing I will have to pay for is my yearly eye exam on December 22, which unfortunately is not covered by anyone but me. My point to this exposure is that for 12 years I refused to get Medicare B because I didn't want Social Security to take anything out of my monthly benefit check. Now I realize how really stupid that was. My recent hip replacement surgery alone ran up a $41,000 hospital bill. Because I had Medicare B and Mutual of Omaha supplement "G" I paid zero toward that bill. The monthly premiums are nothing compared to what can happen when you aren't looking. My advice to anyone sitting on the fence is just get it done.